Company Details

Over the last five years, the opportunity for companies to self-insure their employee healthcare has increased. And while some have taken advantage of this as a cost-saving initiative they’ve also left themselves open to unnecessary financial risk by not having an adequate stop loss program in place. 

Fortunately, Physicians Insurance provides Employer Medical Stop Loss to employers who are interested in extending their coverage to this area. Via a separate policy, we’ve been helping employers in Oregon and Washington for more than 20 years protect their bottom line, as well as helping them navigate complex care for their employees. That’s a key difference many employers appreciate – we help make sure they are covered properly but also strive to help your financial bottom line.

We offer options as part of our Employer Medical Stop Loss policy that puts dollars back into an employers pocket such as an experience refunds, dividends,* and even multi-product discounts. That’s the advantage a Mutual Company can offer.  Our Stop Loss line of business is available to all empoyers of any business type entity - we are NOT limited to the medical field.

Customized programs, cost savings, and confidence in A- rated financial strength* – these are just a few reasons why Physicians Insurance remains a top and trusted choice for employers who self-insure their employee medical risks. Perhaps, these are also reasons why we should talk or have your Broker contact us.

RFP's can be submitted to nancyl@phyins.com or feel free to contact Nancy Lee at (206) 343-6531