Company Details

Medical Stop Loss Insurance (Excess Loss Insurance) is a mainstay for the self-insured industry; without it, self-funding would not be a practical alternative for most employers sponsoring employee benefit plans. Industry participants need advice from an experienced legal professional intimately familiar with the stop loss product and the inter-relationships between the many players involved.  My goal is to provide precisely that, in a way that is substantively sound, timely and fairly priced.

About Tom Croft

Tom Croft is a magna cum laude graduate of Duke University (1976) and an honors graduate of Duke University School of Law (1979), where he earned membership in the Order of the Coif, reserved for graduates in the top 10% of their class. Tom served as an instructor of accounting on the undergraduate level at Duke while a law student there, having passed the North Carolina CPA exam upon graduation. He returned to Duke Law in 1980 as Lecturer and Assistant Dean (1980-1982) and as Senior Lecturer and Associate Dean for Administration (1982-1984). He also taught at the University of Arkansas-Little Rock law school, where he was an Associate Professor of Law (1990-91), earning teacher of the year honors.

Until 2004, when he specialized in medical stop loss litigation and consulting, Tom practiced general commercial litigation. He was a partner in the litigation section of a major Houston firm in the late 1980s, and moved to the Atlanta area in 1991.  He has been honored as a Georgia “Super-Lawyer” by Atlanta Magazine for the last seven years running, and holds an AV® Preeminent rating from Martindale-Hubble®. He is listed in Best Lawyers in America® in Insurance Law and Commercial Litigation.

In 2005, Tom was appointed Special Master by the Superior Court of Fulton County, Georgia to oversee pretrial proceedings in a major corporate case pending in that court.  He authored almost 50 orders as Special Master during 2005-2010.