USA | Gauging the risk and rewards of a benefits captive plan

ebn | 8 Jun 2018

Since the Affordable Care Act was implemented in 2011, small and mid-size employers have been trying to find creative ways to contain costs, sidestep certain ACA requirements and take control of their employee benefits. For many, the solution is self-funding.

But self-funding also means purchasing stop-loss insurance, which may include deductible limits and premium rates that are far too onerous for some small and mid-size businesses.

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