Employee Benefit Trusts

Employee benefit trusts represent the largest global form of self-insurance. In the USA over 50% of large corporations use these vehicles to self-fund their employee benefits. Profits are retained by the trust and insurance is normally purchased to protect a trust from large as well as unexpected aggregate losses.

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Protection and Risk Transfer
  • Provider Excess Loss
  • Stop-Loss Insurance Services
Fronting and Reinsurance
  • Reinsurance Intermediaries
  • Reinsurance Companies
  • Front Companies / Issuing Carriers
  • HMO Excess Reinsurance

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